Retirement Roadmap
We can deliver a personalised financial plan to secure your retirement
What is a retirement roadmap?
A retirement roadmap is a financial plan that will seek to restructure, protect and grow your wealth, optimising your existing assets and pensions, to give you the retirement you want.
However, as an expat, we understand creating a plan you can feel confident in is a challenge, as you must navigate complications around portability, currency fluctuations and tax liabilities.
We can help
How we can help
We have extensive experience delivering tailored financial strategies to help expats like you prepare for retirement.
We build a clear picture of your current financial circumstances. Based on this, we then deliver a roadmap to retirement aligned with your lifestyle and long-term goals.
Our roadmaps address:
Currency Risk and Portability
If you hold savings and assets in different countries, then you may face issues around access. In addition, exchange rate movements can materially affect your purchasing power. We can structure your wealth to help mitigate both.
Tax Liabilities
Depending on your nationality, the source of your income, and the countries involved, you may have ongoing reporting obligations or be subject to double taxation on certain income streams. We can help advise as to how best to save toward retirement.
Pension Planning
We can conduct a pension review, helping create a full picture of your pensions savings and, if beneficial, work to consolidate your savings. If you are an expat in Malaysia, we can help you optimise your Employees Provident Fund (EPF) is Malaysia’s state-backed retirement saving scheme.
Wealth Growth
We will advise on achievable savings milestones as well as source investment opportunities that fit with your aspirations, appetite for risk and values, to help grow your wealth.
Learn moreWealth Protection in a Crisis
When it comes to protecting and securing your retirement, comprehensive life and health insurance are a must. We can help find the right policies to suit your needs.
Learn moreSmooth Transfer of Assets
Different jurisdictions have different rules around inheritance, probate, and taxation. So, if you’ve your wealth is spread across different countries, having a multi-jurisdictional estate plan is an important part of ensuring its smooth transfer to your loved ones.
Learn moreLet us help you secure your retirement
Speak to our Private Wealth ManagersFrequently Asked Questions
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