Expat Pension Planning
We can conduct a pension review and consolidate international pension savings
What is pension planning?
Saving into a pension scheme can be an effective way to prepare for retirement. However, as an expat, as it’s more likely you will hold savings in pension schemes in multiple countries you will need to consider how currency fluctuations, tax obligations and differing countries pension rules apply to you.
An effective pension plan addresses these issues, ensuring pension savings are factoring into your wider retirement plan. While this may sound simple, we know it can prove challenging.
We can help
How we can help
We have extensive experience helping expats like you understand their full pension picture, delivering strategies to optimise pensions savings as part of a tailored retirement strategy.
Pension Review
We conduct a structured and detailed review of all your savings held in pension schemes globally. We evaluate your savings performance, offer pros and cons for consolidation or transfer and calculate any associated costs. We also help you understand your tax liabilities and the effect of currency fluctuations, couching this all within the framework of your wider retirement aspirations.
Pension Transfer and Consolidation
If you hold multiple pensions, it may be advantageous to consolidate them into a single scheme. Following a pension review and only if beneficial, we can help you to consolidate your savings and ensure the smooth transfer of funds.
Optimise your EPF:
Relevant for Expats in Malaysia only
Employees Provident Fund (EPF) recently became a mandatory employee benefit in Malaysia. If you are an expat in Malaysia, we can help you optimise and manage you EPF, factoring into a wider retirement masterplan.
Learn moreLet us help you secure your retirement
Speak to our Private Wealth ManagersFrequently Asked Questions
.webp)