My goal; ensuring my family and I have access quality healthcare
We can source tailored international health insurance.
We know the importance you place on the health and wellbeing of you and your family. We also appreciate your need to be able to access quality medical services wherever, whenever, worry-free.
Normal health insurance usually only provides cover in a single country. So, if you are an expat, digital nomad, live internationally or regularly travel for work, there are likely to be costly complexities should you require medical attention, making international health insurance a must.
However, we recognise navigating the international health insurance market to find a policy that truly meets your needs can be challenging.
We can help.
We listen to understand your individual circumstances, while being sensitive to the fact that discussing you and your family’s health is a deeply personal experience.
We specialise in sourcing and arranging well-structured international health insurance policies. Exploring the market and negotiating on your behalf, we secure policies that fit your exact personal and budgetary requirements.
We ensure your policy entitles you to access high-quality worldwide healthcare facilities and medical services.
We provide you with a policy that ensures you and your family’s healthcare needs are covered.
We source policies that avoid the usual coverage gaps including specialist healthcare, mental health support and maternity care. We can also source health cover that includes emergency evacuation, including medically assisted transportation and any associated travel and accommodation costs for you and your family.
We make sure your policy offers global coverage and is easy to claim no matter where you are in the world. We also ensure your health cover is issued in a secure currency including USD, GBP, EUR, AUD and JPY.
As a wholly independent and privately owned company, we are free to explore the market in its entirety, sourcing the best health cover to suit your needs.
We know personal circumstances and coverage requirements change. We seek to be a long-term partner, continually working with you to ensure you and your family have access to quality healthcare.
Travel insurance generally only covers emergency medical procedures and travel disruptions over a short period. Whereas international health insurance provides long-term and more comprehensive medical coverage; including check-ups and non-emergency treatments.
When you seek to take out an international health insurance policy, an insurer will review your medical history, including any pre-existing conditions. Depending on your specific circumstances, they may then either approve the application as is or they may choose to add clauses to limit or exclude your pre-exiting condition or include additional premiums. In some instances, they may also decide to deny your policy.
We can help source an international health insurance policy that includes maternity coverage. However, insurers may add clauses granting coverage only after a certain amount of time has elapsed. If you are already pregnant and seeking coverage, then it is unlikely you will be approved as pregnancy is considered a ‘pre-existing condition’ by insurers.
When should you review your insurance policy? Read here.
If you move to a different country, you will need to inform the insurer. It may be possible for you to continue with your existing plan as is.
Your premium is calculated in consideration of the plan you are choosing, your age, your medical history and where you live.