My goal; having the means to offer my children a first-rate education
We can develop a financial strategy to cover your children’s education
We know you want to be able to offer your children a first-rate education but appreciate it can be a financially daunting proposition, given rising tuition fees and escalating living and accommodation costs.
We can help.
We listen to understand your individual circumstances and educational aspirations for your children.
Our estimates will take into consideration your circumstances, aspirations, inflation, likely fee increases, as well as increases to the cost of living and currency adjustments should your child wish to study abroad.
With a target figure in place, we develop a manageable and achievable savings roadmap with you.
We capitalise on our deep knowledge of financial markets and proven expertise investment handling to develop an investment strategy to help grow your money.
In partnership with you, we monitor your savings and investments, adjusting our strategies accordingly to keep you on track.
As a wholly independent and privately owned company, we are not tethered or restricted to offering niche financial solutions. We are free to explore the market in its entirety to seek the very best opportunities for you.
We know circumstances can change, so we build ‘rainy-day’ contingencies into our plans, helping to ensure your children’s education pot isn’t compromised.
There may be additional costs and complexities if you want to offer your children the opportunity to study abroad or attend an international school. We can help develop a robust financial plan to navigate these.
As a part of our service, we can source insurance to cover your children’s education.
Steven and Kate are UK expats living in Thailand. They have two children, Betty (8) and Charlie (6), who are both in international school. They worry about putting aside enough money for university while continuing to pay school fees and maintaining their lifestyle.
to accrue the means to put both children through school and university without affecting their lifestyle.
Learn from [NAME], one of our Private Wealth Managers, how we would help James achieve his financial goal.
*Because we take our clients’ privacy seriously, we do not use real client information to showcase our work. This is an example of a typical scenario we are experienced in managing.
Rising university fees, cost of living and inflation mean offering your child a first-class education is an expensive enterprise. Education planning involves developing a financial strategy with clear saving and investment goals to help ensure you have the means to cover these costs.
It’s good to start early. In doing so, you make your savings and investment goals more manageable and achievable. Also, by consistently saving over a long period, you will benefit from compound interest; this is the interest you earn on interest. Regular saving over a longer timeframe will also protect you from market fluctuations and should ultimately see your wealth grow.
How much you need to save depends on your educational aspirations for your child. We can develop an accurate estimate for the total cost of your child’s education and deliver a personalised savings and investment roadmap to help you achieve your target figure.
However, if you intend to send your child to international or private school, we calculate that 11 years of school fees might cost in the region of $150,000 to $200,000 per child. We further forecast that a typical four-year course at a university in the US, Europe or Australia would charge fees in the region of $120,000. With living, accommodation and travel costing a further $140,000. The grand total for both school and university would therefore be around $450,000.
Where you live can affect your savings and investment options, especially if you are US citizen living abroad there can be costly tax complications if your investments aren’t compliant with US tax regulations. We are experts in international wealth management and appreciate the complexities that arise in trying to grow your wealth while living and working abroad. We can help you navigate these challenges, developing a savings and investment plan that fits your needs exactly, while offering flexibility and portability.
As international wealth management experts, we are experienced in establishing wealth management solutions that allow assets to remain in one place in one secure jurisdiction, so even if you move, your money does not have to. We can also ensure that our solution is compliant with your domestic tax obligations and offers currency flexibility.