Expat Investments
My goal; growing my wealth
We can develop a tailored investment portfolio for internationally mobile clients.
Helping you achieve your financial goals
We all have financial dreams. Yours may be a new home, a car, a wedding, the means to offer your child a first-rate education, or the confidence to retire in comfort. However, as an expat, we understand it’s not always easy knowing how best to save, invest, and structure your wealth to help it grow.
Common barriers include uncertainty on where best to invest, given you may move country. Lack of clarity about your tax obligations or concerns around having to commit to making regular contributions. You may also worry about being able to access your funds in a crisis.
We can help
How we can help
We specialise in delivering tailored investment solutions that focus on long-term sustainable wealth growth for expats like you.
We can find the right investment solution to help you achieve your financial goals.
Our solutions are:
Portable and Accesible
We can establish wealth management solutions that allow assets to remain in one place in one secure jurisdiction, so even if you move, your money does not have to. We can also ensure your funds are accessible regardless of where you’re based.
Tax Efficient and Compliant
We work alongside specialist tax advisers to help ensure your investments are structured in a way that is mindful of your domestic tax obligations.
Flexible
We know circumstances change, so we build ‘rainy-day’ contingencies into our strategies, allowing you to decrease or pause contributions.
Mindfully Considered and Transparent
We ensure portfolios are adequately diversified and structured within the most secure jurisdictions. And recognising that every strategy comes with inherent risks, we seek to make risks clear, to help you make informed decisions.
Structured for the Future
For expats, cross-border asset ownership can create complications around inheritance and wealth transfer. We help clients think beyond growth, considering how their investments are structured in the context of their wider estate.
Learn moreForward-thinking
We actively seek new and innovative investment opportunities to keep your portfolio relevant and well-positioned. ESG criteria and risk considerations are integrated into our strategies as standard, reflecting our commitment to social development, sustainability and the environment.
Let us help you grow your wealth.
Speak to our Private Wealth ManagersOur approach
We listen.
We begin by listening to understand your individual circumstances and your investment goals.
We accurately gauge your appetite to risk.
We use a market-leading, independent risk analysis tool to accurately gauge your appetite for risk.
We conduct a thorough market analysis.
We are a wholly independent and privately owned company. This allows us to explore the market comprehensively, indentifying opportunities to best serve your interests.
Learn more
We present a personalised portfolio.
We present a selection of personalised investment options which we review with you. As all investment comes with associated risks, we seek to make those risks clear.
We allocate funds.
On the premise you are happy to proceed, we allocate funds and complete all relevant paperworks, providing you with a tailored investment portfolio.
We monitor and adapt.
In partnership with you, we monitor your investments, with a view to adjusting our strategy accordingly when new opportunities arise.
What our clients say
I met Adam Kinsey at a Curry Club dinner and realized he and Melbourne Capital could help me with a problem. I moved to Penang from the U.S. in April 2025 and thought I had all my financial accounts in order. Only after moving did I realize that the U.S. has stringent reporting rules for expats, something that has led financial institutions to simply stop servicing expats. After discovering I had relocated, one of my U.S. banks sent a notification that they would be closing my accounts, and the investment management group at Fidelity told me I could invest on my own, but they could no longer manage my account. Also, the reality of trying to do business with the time zone difference hit home. I laid out my situation with Adam, and he and the Melbourne Capital team were able to develop new solutions for me that met all the requirements and allow me to have a local single point of contact. My experience so far has been excellent.
CustomerI’ve had a great experience working with Melbourne Capital Group, particularly with Ryan Long. Ryan has been excellent to work with - his guidance is patient, informative, and always paced around my own understanding and circumstances. What stands out most is his holistic approach to financial wellbeing. Rather than focusing on quick wins or pushing products, Ryan genuinely takes the time to support me across all areas of my financial situation. His advice feels thoughtful, balanced, and clearly centered on helping me make the best long-term decisions. I would highly recommend Ryan and the team at Melbourne Capital Group to anyone looking for trustworthy, well-considered financial guidance.
DannyI found navigating wealth management as an expat living in Malaysia very "taxing". That is, until I connected with the Melbourne Capital Group, above all Adam Humphries. The local team very expertly steered me through a tricky transfer to another UK pension scheme with a recalcitrant trustee. I am very pleased with how that process went as well as the investment choices that I was either provided with or discussed with the wealth manager.
OleHad several sessions with Adil Rafiq to plan an investment strategy and other matters such as life insurance. Everything went very smoothly and the reasoning was clearly explained. Would recommend.
Gordon
Frequently Asked Questions
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