Expat Life Insurance

We source tailored international life insruance, ensuring your loved ones are provided for.

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What is international life insurance?

Life insurance provides comprehensive financial protection for your loved ones, offering a lump sum payout in the event of your passing. However, normal life insurance usually only applies if you are living in the same country where you took out the policy and, if you move, it doesn’t necessarily travel with you. As an expat, this makes international life insurance a must. Unlike normal insurance, it vitally offers portability, designed to pay out no matter where you are in the world, subject to policy terms.

However, identifying the right policy amidst a landscape of varying terms, providers, and coverage options can be complex.

We can help

How we can help

There are two main types of life insurance, ‘term' and ‘whole’. ‘Term’ covers you for a set period, for instance 10 years, while ‘whole’ covers you for life. We can recommend which type suits your circumstances. We specialise in sourcing and arranging well-structured international life insurance policies.  

We source policies;

Tailored to you

We secure policies tailored to fit your personal and budgetary requirements.

Move with you

We source life insurance that moves with you across countries without requiring a new policy per country.

Payout in Range of Currencies

We ensure your cover pays out in range of strong currencies including; USD, GBP, EUR, and AUD.

Include Critical Illness Cover

We can source policies that include critical illness cover, allowing you to access your benefit early in the event of a qualifying diagnosis.

Safeguard Against Claim Complexities

We make sure your policy offers global coverage and is easy to claim no matter where you are in the world.

Serve your Best Interest

We are a wholly independent and privately owned company, free from external constraints. This allows us to explore the market comprehensively, identifying suitable policies for you.

Elderly lady in wheelchair and receiving good healthcare thanks to a comprehensive health insurance

Looking for health coverage?

We also source international health insurance for expats.

Learn more

Let us help you ensure your loved ones are provided for and protected

Speak to our Private Wealth Managers

Frequently Asked Questions

What is the difference between 'whole of life' and 'term' life insurance?
When is the best time to take out international life insurance, and will the costs increase as I age?
How much life insurance cover do I need?
Will I need a medical examination, and would I pay for this?
If I have pre-existing conditions, will it affect my cover?
Other than my medical history, are there other underwriting considerations that may affect my cover?
What is critical illness cover and should I consider it?
Can I take out a joint policy with my spouse?
What happens to my policy if I divorce or my beneficiaries change?
Can I make changes to my policy?
What if I move to another country permanently?
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