Restructuring Wealth
We can restructure your wealth, promoting its smooth transfer to loved ones.
What is wealth restructuring?
In the context of estate planning, wealth restructuring refers to the re-organisation of your assets promoting their smooth transfer to your loved ones. It requires understanding where assets are held and who by and knowing how you want to these to be distributed and managed. Without restructuring, estates can suffer from higher rates of taxation, as well as assets being frozen or stuck in probate. This can then result in a higher risk of family disputes, unintended distributions and, if you have a business, continuity issues.
Wealth restructuring is particularly important if you’re an expat, as it’s more likely your assets are held in different countries, each with its own rules and regulations around inheritance.
We can help
How we can help
We are experienced in helping expats like you restructure their wealth promoting its smooth transfer to loved ones.
We conduct a careful review of your financial situation to get a clear picture of your estate and where your assets are held as well as how you want your wealth to distributed. We then identify possible issues and develop a strategy to restructure your wealth, so your wishes are honoured.
Our strategies address;
Tax
We will review your circumstances and alongside tax specialists, advise how we will utilise tax planning strategies to minimise the tax burden on your beneficiaries and preserve your hard-earned assets.
Gifting
Gifting can be a tax-efficient way to pass on your wealth. However, rules around thresholds differ from country to country. We can advise as to whether gifting would benefit you and help transfer your assets accordingly.
Trusts
Trusts can be a useful tool enabling you to outline exactly how and when assets are passed on. We identify whether a trust would be advisable and work to establish one.
Learn moreOwnership
We will review who currently owns your assets and where they are held. We may then advise moving them into joint ownership or into a trust or company, depending on your circumstances.
Beneficiary Designations
We will review your insurance policies, pensions, savings and investments to ensure you have up-to-date named beneficiaries for each.
Family Office
A family office brings together a family's financial, legal, and administrative affairs for smoother management as single entity. If your circumstances suggest you may benefit from a family office, we can help set one up.
Learn moreLet us help you restructure your wealth
Speak to our Private Wealth ManagersFrequently Asked Questions
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