Retirement Abroad

We can help you financially prepare for retirement abroad

Get in touch
Jake Mowson and Michael Garcia discussing financial plans as financial advisors at Melbourne Capital Group

Want to retire abroad?

For many expats, retiring abroad can be a natural continuation of the life they've already built. Whether you're considering staying in Asia Pacific or making a move to another part of the world, retiring internationally can offer a compelling combination of lifestyle, climate, cost of living, and community.

However, retiring abroad does require you navigate a set of financial, legal, visa, and healthcare considerations, which we know can feel overwhelming.  

We can help

How we can help

We have extensive experience delivering tailored financial strategies to help expats retire abroad.

Sam Marsden, Jamie Bubb-Sacklyn and Farah Hashim having a discussion at Melbourne Capital Group

We assess your needs.

We conduct a close review of your personal circumstances to help build a clear picture of whether your income and assets can support the life you want in your chosen country. We will consider cost of living, currency risks, cross-border tax obligations and visa requirements.

Jake Mowson and Michael Garcia financial advisor Malaysia

We provide a personalised strategy.

Having conducted a careful review of your circumstances, we will provide you with a personalised plan, identifying the financial structures and stratgies that need to be in place to support your retirment abroad.

Elderly lady in wheelchair and receiving good healthcare thanks to a comprehensive health insurance

We secure health insurance.

Access to quality healthcare in retirement is a major consideration and given state healthcare provision varies enormously between countries, comprehensive international health insurance is essential. We are international health insurance specialists and can help find a suitable policy for you.

Learn more
Jake Mowson and Michael Garcia Melbourne Capital Group having discussion

We offer estate planning.

Retiring in a different country adds a layer of complexity to estate planning. Different jurisdictions have different rules around inheritance, probate, and the taxation of assets passed to beneficiaries. Having a multi-jurisdictional estate plan is an imporant part of ensuring the smooth transfer of assets to your loved ones.

Learn more

We partner with specialists.

We know retiring abroad requires more than just a firm handle on your finances, you will likely also need specialist visaq, legal, and tax expertise. We have a trusted network of specialists across our key markets to ensure you have access to the right guidance at the right time.

Start planning your retirement abroad.

Speak to our Private Wealth Managers

Resource Centre

Malaysia is an increasingly popular destination for expat retirees, offering a tropical climate, a relatively low cost of living, and a well-established international community, particularly compared with Europe, Australia or the US.

To retire in Malaysia long-term, you will need a suitable long-stay visa. Malaysia offers two government-backed residency programmes designed for this purpose: the Malaysia My Second Home (MM2H) programme and the Premium Visa Programme (PVIP). Each has its own eligibility criteria, financial requirements, and application process, so choosing the right route depends on your individual circumstances.

Watch our webinar below, where we walk through the key considerations for relocating and retiring in Malaysia, including a detailed look at MM2H and PVIP.

Frequently Asked Questions

Can I retire abroad on my pension?
How much money do I need to retire abroad?
How does currency affect my plans if I retire abroad?
Will I still pay tax in my home country if I retire abroad?
What visa do I need to retire abroad?
What happens to my estate if I die abroad?
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