Expat Education Planning
My goal; having the means to offer my children a first-rate education
We can develop a financial strategy to cover your children's education
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Helping you achieve your financial goals
We understand your desire to offer your children a first-rate education but appreciate the financial strain it can pose.
Accessing quality higher education has become increasingly challenging given rising tuition fees and the escalating cost of living. Meanwhile, internationally mobile families face additional complications and considerations, like not knowing which country you’ll be in when your child reaches university age or whether company-sponsored school fees will last the duration of your child's education. You may also end up paying fees in a different currency from what you're earning. These variables can all make financially preparing for your child’s education feel overwhelming.
We can help
How we can help
We specialise in delivering personalised financial strategies that cover the cost of a child’s education taking into consideration relocation, currency shifts, and changing circumstances that affect expat families.
Our strategies address:
Your Circumstances
We project the total cost of various education scenarios from your child's current age through to their graduation.
Currency Fluctuations
We appreciate the damaging effects exchange rate fluctuations can have if your savings are in one currency but you're paying fees in another. We will seek to mitigate these effects.
Portability
We are experienced in establishing wealth management solutions that allow assets to remain in one place, in one secure jurisdiction, so even if you move, your money does not have to.
Accessibility
When fees are due, we will ensure your funds are accessible regardless of where the family is based.
Tax Obligations
We work alongside specialist tax advisers to help ensure your education savings are structured in a way that is mindful of your domestic tax obligations.
Wealth Protection in a Crisis
We can source insurance options that may offer some protection for your children's education fund.
Learn moreLet us help you offer your children a first-class education.
Speak to our Private Wealth ManagersOur approach
We listen.
We listen to understand your individual circumstances; your timeline, likely destinations, and current funding situation as well as your educational aspirations for your children.
We create an accurate estimate.
Based on your situation and aspirations and factoring fee increases, cost of living and currency adjustments, we establish an accurate estimate for the total cost of your child's education.
We model different scenarios.
We undertake a modelling exercise to understand what happens to your child's education fund across different currencies and relocation scenarios.
Learn more
We deliver your savings and investment strategy.
With a firm handle of your specific circumstances and needs, we develop a personalised savings and investment strategy.
We monitor and adapt.
In partnership with you, we monitor your strategy, adjusting it accordingly to keep you on track.
What are our clients saying about us?
I had an excellent experience working with Daniel Lees, advisor at Melbourne Capital, who provided thoughtful, professional guidance on setting up an education fund.
Over 3-4 dedicated sessions, Daniel delivered well-researched advice tailored to my goals, thoroughly evaluating options like investment vehicles, risk profiles, and long-term growth potential. Their client-centric approach; clear explanations, no pressure, and proactive follow-ups, made complex financial planning feel straightforward and trustworthy.
I first met Melbourne Capital Group advisor Jamie Bubb-Sacklyn when he came to run a series of workshops on financial education at the secondary school where I work. Jamie kindly stayed on to offer teachers the chance to discuss their finances. This turned out to be the best thing that could have happened for my financial planning. Since then, Jamie has been an excellent advisor and has helped me set up a long-term savings fund. The ongoing support and patience from Jamie and the whole team at Melbourne Capital has been top notch. Highly recommended.
Ben
Frequently Asked Questions
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