The recent Global Mortality Report by The Unisure Group has revealed that people around the world are living longer than ever before. However, the gains in life expectancy are slowing due to the increasing risk factors for premature death such as hypertension, smoking, diabetes, and obesity. As these risk factors are becoming more widespread, the fight against Non-Communicable Diseases (NCDs) is becoming increasingly challenging. While we cannot change these statistics, we can reduce the financial risks that families face from falling ill to these factors. This is where International Health Insurance can help, especially for expatriate families abroad.
Regular health screenings play a crucial role in detecting NCDs early, which can improve treatment outcomes. However, a CDC report has found that fewer than 30% of adults aged 50 to 64 are up-to-date with core clinical preventative services due to cost, lack of awareness about the life-saving benefits of preventative screening, and not having a primary care provider. Therefore, it is important to have comprehensive Health Insurance coverage that not only covers medical emergencies but also preventative services.
The healthcare systems and standards in South East Asia can vary significantly between countries. Some countries have well-developed healthcare systems that offer quality care, while others may have limited resources and infrastructure. It is important to note that private facilities, which are more suitable for expatriate families, can be expensive, and some insurance policies may have restrictions on the types of providers that are covered.
At Melbourne Capital Group, we work with our International Health Insurance partners to find a policy that best suits your needs. We summarise some of the key benefits of having an International Health Insurance policy:
By having Health Insurance coverage, you can improve your access to important routine healthcare screenings, which increase the chances of life-shortening illnesses being detected early.
At Melbourne Capital Group, we take a holistic approach to structuring and protecting our client’s wealth and well-being. We understand that each person’s goals are unique, and we specialise in considering these factors before recommending an insurance policy that aligns with your broader financial objectives.
If you're unsure about which policies best suit your needs, don't hesitate to reach out to us. Simply fill out the form provided here or email firstname.lastname@example.org, and one of our experienced wealth managers will be in touch with a simple complimentary discovery call to set you on the right track.
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